:root{
  --navy:#073889;
  --navy-dark:#072d6c;
  --ink:#17325e;
  --blue-pale:#eef7fb;
  --line:#d9e1ec;
  --white:#fff;
  --cream:#fff7e9;
  --max:1006px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);background:#fff;line-height:1.5}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
.container{width:min(var(--max),calc(100% - 64px));margin:0 auto}
.site-header{background:#fff;border-bottom:1px solid #eef1f5;position:sticky;top:0;z-index:30}
.header-inner{display:grid;grid-template-columns:auto auto 1fr auto;align-items:center;gap:24px;min-height:60px}
.brand{display:flex;flex-direction:column;min-width:150px;color:var(--navy)}
.brand-main,.footer-brand .brand-main{font-family:Georgia,'Times New Roman',serif;font-size:30px;line-height:.9;font-weight:700;letter-spacing:-1.2px}
.brand-sub,.footer-brand .brand-sub{font-family:Georgia,'Times New Roman',serif;font-size:16px;line-height:1.05;font-weight:700}
.tagline{border-left:1px solid var(--line);padding-left:18px;font-size:10px;line-height:1.35;color:#223f72}
.main-nav{display:flex;justify-content:flex-end;align-items:center;gap:24px;font-size:14px}
.main-nav a{padding:21px 0 8px;border-bottom:2px solid transparent}
.main-nav a:hover,.main-nav a.active{border-bottom-color:var(--navy)}
.menu-toggle{display:none}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;padding:15px 26px;border-radius:3px;font-weight:700;border:1px solid transparent;transition:.2s ease;font-size:15px}
.btn-primary{background:linear-gradient(180deg,#0b49ae,#073889);color:#fff;box-shadow:0 3px 8px rgba(5,52,127,.15)}
.btn-primary:hover{transform:translateY(-1px)}
.btn-outline{border-color:var(--navy);color:var(--navy);background:#fff}
.btn-light{background:var(--cream);color:var(--navy)}
.header-cta{white-space:nowrap}
.hero{padding:32px 0 12px;background:linear-gradient(180deg,#fff 0%,#fff 74%,#f8fbfd 100%);overflow:hidden}
.hero-grid{display:grid;grid-template-columns:.95fr 1.25fr;gap:10px;align-items:center}
.eyebrow{text-transform:uppercase;letter-spacing:4px;font-weight:700;font-size:13px;color:#31517f;margin:0 0 12px}
h1,h2,h3{font-family:Georgia,'Times New Roman',serif;color:var(--navy);margin-top:0}
h1{font-size:51px;line-height:1.02;letter-spacing:-1.8px;margin-bottom:18px}
h2{font-size:43px;line-height:1.08;letter-spacing:-1.2px;margin-bottom:18px}
.lead{font-size:16px;line-height:1.48;max-width:470px;margin-bottom:17px}
.hero-actions{display:flex;gap:16px;flex-wrap:wrap;margin-bottom:28px}
.hero-contact{margin:0 0 16px;color:var(--ink);font-size:12px;line-height:1.35;max-width:520px}
.hero-contact p{margin:3px 0}
.hero-contact a{color:inherit}
.hero-contact a:hover{text-decoration:underline}
.hero-address{max-width:590px}
.trust-row{display:flex;gap:26px;flex-wrap:wrap;font-size:11px;color:#1f447b}
.trust-row>div{display:flex;align-items:center;gap:10px}
.icon{font-size:23px;color:var(--navy)}
.hero-art{position:relative;min-height:390px;display:flex;align-items:flex-end;justify-content:center}
.hero-art img{width:100%;height:390px;object-fit:cover;object-position:center;border-radius:0;mix-blend-mode:multiply}
.hero-footer{text-align:right;text-transform:uppercase;letter-spacing:3px;font-size:12px;color:#34557e;padding-top:6px}.hero-footer span{padding:0 9px}
.section-blue{background:linear-gradient(90deg,#eef9fe,#e9f3fa);padding:32px 0 20px}
.services h2{margin-bottom:24px}
.service-grid{display:grid;grid-template-columns:repeat(4,1fr)}
.service-card{text-align:center;padding:14px 28px 18px;border-right:1px solid #cbdce8;display:block;transition:transform .18s ease,background .18s ease,box-shadow .18s ease;border-radius:4px}
.service-card:hover,.service-card:focus-visible{transform:translateY(-3px);background:rgba(255,255,255,.62);box-shadow:0 8px 24px rgba(7,56,137,.08);outline:none}
.service-card:last-child{border-right:none}
.service-icon{font-size:50px;color:var(--navy);height:62px}
.service-card h3{font-size:20px;line-height:1.12;margin:10px 0}
.service-card p{min-height:66px;margin:0 0 10px}
.service-link,.regulatory-card a{font-weight:700;color:var(--navy)}
.service-link{display:inline-block;margin-top:2px;font-size:14px}
.about{padding:34px 0 26px}
.about-grid{display:grid;grid-template-columns:1.55fr .95fr;gap:48px;align-items:start}
.about p{font-size:17px}
.regulatory-card{border-left:1px solid var(--line);padding-left:48px}
.regulatory-card h3{font-family:Arial,Helvetica,sans-serif;font-size:25px;margin:10px 0 14px;color:#172442}
.iaa-badge{display:inline-flex;align-items:center;justify-content:center;background:#000;color:#fff;font-size:33px;font-weight:700;padding:8px 13px;letter-spacing:1px}
.iaa-badge.small{font-size:28px;padding:6px 10px}
.small-note{font-size:13px!important;color:#6a7485}
.cta-strip{background:linear-gradient(90deg,#063c91,#0454b1);color:#fff;padding:24px 0}
.cta-inner{display:flex;align-items:center;justify-content:space-between;gap:30px}
.cta-strip h2{color:#fff;font-size:30px;margin-bottom:2px}.cta-strip p{margin:0}
.site-footer{background:#fff;padding:26px 0 12px}
.footer-grid{display:grid;grid-template-columns:1fr 1fr;gap:30px;align-items:start}
.footer-brand{color:var(--navy)}
.contact-block p{margin:6px 0}
.quick-links{display:flex;flex-direction:column;border-left:1px solid var(--line);padding-left:26px}.quick-links h3{font-family:Arial,Helvetica,sans-serif;font-size:15px;margin-bottom:5px}.quick-links a{font-size:14px}
.footer-reg{border-left:1px solid var(--line);padding-left:26px}.footer-reg p{font-size:14px}
.footer-bottom{border-top:1px solid var(--line);margin-top:22px;padding-top:14px;display:flex;justify-content:space-between;gap:24px;font-size:13px}.legal-links{display:flex;gap:20px;flex-wrap:wrap}
@media(max-width:980px){
  .header-inner{grid-template-columns:auto 1fr auto;min-height:84px}.tagline{display:none}.header-cta{display:none}.menu-toggle{display:inline-block;justify-self:end;background:#fff;border:1px solid var(--navy);color:var(--navy);padding:10px 14px}.main-nav{position:absolute;top:84px;left:0;right:0;background:#fff;display:none;flex-direction:column;align-items:stretch;gap:0;padding:12px 32px 22px;border-bottom:1px solid var(--line)}.main-nav.open{display:flex}.main-nav a{padding:12px 0}
  .hero-grid{grid-template-columns:1fr}.hero-art{min-height:360px}.hero-art img{height:360px}.hero-footer{text-align:center;margin-top:14px}
  .service-grid{grid-template-columns:repeat(2,1fr)}.service-card:nth-child(2){border-right:none}.service-card:nth-child(-n+2){border-bottom:1px solid #cbdce8}
  .about-grid{grid-template-columns:1fr}.regulatory-card{border-left:none;border-top:1px solid var(--line);padding:30px 0 0}.footer-grid{grid-template-columns:1fr 1fr}
}
@media(max-width:640px){
  .container{width:min(var(--max),calc(100% - 34px))}.brand-main,.footer-brand .brand-main{font-size:38px}.brand-sub,.footer-brand .brand-sub{font-size:19px}h1{font-size:44px}.lead{font-size:18px}h2{font-size:34px}.hero{padding-top:28px}.hero-art{min-height:290px}.hero-art img{height:290px}.trust-row{gap:14px}.service-grid{grid-template-columns:1fr}.service-card{border-right:none;border-bottom:1px solid #cbdce8}.service-card:last-child{border-bottom:none}.service-card p{min-height:0}.cta-inner{align-items:flex-start;flex-direction:column}.footer-grid{grid-template-columns:1fr}.quick-links,.footer-reg{border-left:none;padding-left:0}.footer-bottom{flex-direction:column}.hero-footer{letter-spacing:1.5px}.hero-footer span{padding:0 4px}
}

/* Service detail pages */
.subpage-hero{padding:64px 0 48px;background:linear-gradient(180deg,#f7fbfe,#fff)}
.subpage-hero .eyebrow{margin-bottom:14px}
.subpage-hero h1{max-width:860px;margin-bottom:18px}
.subpage-hero .lead{max-width:800px;margin-bottom:0}
.content-section{padding:48px 0 64px}
.content-grid{display:grid;grid-template-columns:1.3fr .7fr;gap:54px;align-items:start}
.content-grid h2{font-size:34px}
.service-list{padding-left:20px;margin:18px 0 0}
.service-list li{margin:10px 0}
.info-panel{background:var(--blue-pale);padding:28px;border-left:3px solid var(--navy)}
.info-panel h3{font-size:24px;margin-bottom:12px}
.back-link{display:inline-block;margin-top:28px;font-weight:700;color:var(--navy)}
@media(max-width:800px){.content-grid{grid-template-columns:1fr}.subpage-hero{padding:42px 0 34px}.subpage-hero h1{font-size:44px}}
